Most people assume that they will never become disabled during their lifetime. However, a 20 year-old worker actually has a 3-in-10 chance of becoming disabled before they reach retirement. If you have a severe medical condition that is expected to last at least one year that is preventing you from working you may qualify for disability benefits through the Social Security Disability Insurance (SSDI) program.
The SSDI process begins with an initial application that can be obtained from your local Social Security office, or completed online through the Social Security Administration’s website: www.ssa.gov.
Whether your application is approved depends on a number of factors and many individuals are denied at the initial application stage if their condition is not severe enough. Once an individual has been denied they can submit a Request for Reconsideration to the Social Security Administration asking that their application be reviewed again. If the individual is denied again at the reconsideration stage they can appeal that decision as well and request that a hearing be held in front of an administrative law judge.
An attorney can assist you through the disability application process by making sure the information Social Security has on your medical condition is kept up to date, and communicating with Social Security as important deadlines approach. Perhaps most importantly, an attorney will accompany you to hearings before administrative law judges and advocate on your behalf.
The Social Security Disability Insurance process can be complicated. If you believe you may qualify for disability benefits and would like advice or your application has been denied and you would like assistance with an appeal please contact one of the attorneys at McCarthy, Callas & Feeney, P.C.